Baccarat has a long and varied history dating back, according to some, to the
Middle Ages. Although it originated in Italy, it soon became a very popular game
in many parts of the world. As we'll describe below, this is an easy game to
learn and can provide many hours of gambling enjoyment for the novice and
experienced gambler as well.
Playing Baccarat and learning the rules of the game is an easy task. Once you
have learned the basis of how to play the game, you will be well on your way to
being totally comfortable with the game. First of all, you, the player, are
offered the option either placing your wager on the banker’s hand winning, the
player’s hand winning, or on their being a tie between the two. To begin the
game, both you and the dealer are dealt two cards. If the hand that you placed
your wager on wins, you win even money (meaning 1 to 1 odds, which means if you
bet ten dollars, you win back the ten dollars you bet in addition to another ten
dollars). If you place your wager on the hand turning out in a tie and the hand
does turn out to be a tie, you win eight to one. Meaning that if you wagered ten
dollars, you win that ten dollars back in addition to eighty dollars more. If
you place your bet on the Banker’s hand and that hand wins, those hands are
usually taxed 5% by the casino. The object of this game is for your two card
hand to be as close to 9 as possible or at least closer to that of the dealer’s
hand (depending on how you bet). The values of the cards are as follows; tens
and face cards all count as zero, aces are worth 1, the rest of the cards - 2
thru 9 - are worth their face value (meaning that if you have an eight card, it
is worth eight points). Now, when you get into tallying your score, you have to
remember that though there is no such thing as a 'busting hand' as in blackjack,
if your initial hand’s total is a number with two digits, the first digit is
always dropped. For example, if you are dealt a pair of sixes, your score for
that hand is 12, but it is scored as 2 since the first digit (the one) is
dropped. The next thing that you need to know about tallying the score of your
hands, is that if the total of the first two cards equals either 8 or 9 the hand
is declared a 'natural' and wins automatically, unless, of course, there is a
tie between two naturals. If neither hand shows a natural with the first two
cards, another card is drawn for each hand to determine the winner.
Another thing that is important to know when you are learning about Baccarat
is the basic layout of the Baccarat Table. Since there are only three different
bets involved in the game (the Player, Banker and Tie), the board does not need
to be any more difficult than that. There are seven numbered positions on each
side of the Baccarat Table. The numbers run from one to fifteen, skipping over
the number thirteen. Thirteen is excluded for the simple reason that, as in
several gambling games, the number 13 is considered unlucky and is excluded from
many tables on games of luck, and Baccarat is a lot about luck. Each of the
positions at the table has three wagering areas associated with it, representing
each of the possible wagering choices of each game. The word “Banker” is spelled
out across one row of betting areas, and below that the word “Player” is spelled
out. Just above these two betting areas, there is a central area for tie
Point Value of First Two Cards:
0 – 1 – 2 - 3 – 4 – 5
Draws a card.
6 – 7 Stands.
8 – 9 “Natural hand”, no further
Point Value of First Two Cards: Draws when the player’s
third card is:
Does not draw when the player’s third card is:
0 – 1 – 2
Always draws a card.
3 0 – 1 – 2 – 3 – 4 – 5 – 6 – 7 – 9 8
4 2 – 3 – 4 –
5 – 6 – 7 0 – 1 – 8 – 9
5 4 – 5 – 6 – 7 0 – 1 – 2 – 3 – 8 – 9
6 6 – 7 0 –
1 – 2 – 3 – 4 – 5 – 8 – 9
7 Always stands.
8 – 9 Player cannot draw.
Player cannot draw.